Find more information on preventative care coverage here. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. Subject to all federal, state, and local laws. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. Any modifications to the Terms will be effective upon posting. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Are there any Types of Incident or Lifetime Caps? Coverage is subject to the language of the policies as actually issued. If you decide to cancel your policy, everything your four-legged friend has been treated for while they were insured will be considered a pre-existing condition by other insurers. Plans provided by Spot do not cover pre-existing conditions. Table of Contents Meow Dont forget to take a picture of your invoice and upload it to complete the claim submission. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Any condition that occurs during an applicable waiting period is a pre-existing condition and is not eligible for coverage. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. How much is Spot pet. Your annual deductible amount applies during each policy period. For cats, they can choose either a $7,000, $15,000, or Unlimited annual limit. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Deductibles: $100, $250 or $500. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. Yes. These policies come with an annual deductible and annual coverage limits. The role of the producer in any particular transaction involves one or more of these activities. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. The effect on your family budget and pet care. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. Your payments are processed automatically using the payment method and frequency we have on file. Banfield Pet Hospital. Grooming. (NPN # 19246385) 2023 United States Fire Insurance Company. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. Wagmo. NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Even if you focus on insured pets, the risk is rarely . Is it worth shopping around for pet insurance? Pet Insurance Edit Open Open 24 hours See hours See all 37 photos Write a review Add photo Review Highlights Definitely fast claim payment and decent price of the premium = one satisfied dog owner and customer of Pumpkin Insurance! Accident & Illness coverage reimbursements are based on the invoice. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). 1). Compensation will be paid to the producer, based on the insurance contract the producer sells. Coverage and cost: Spot is an excellent choice for shoppers to customize their pet insurance policy. Does Pet Insurance Cover End of Life Expenses? Do You Have a List of Veterinarians I Have to Use? CHOICE OF LAW. 303 Banyan Blvd, Suite 101. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. Your email address will not be published. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Click For Price Claims Form Download our latest claims form below. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. After seeing success in the US, Spot Pet Insurance has announced its entry into the Canadian market. 4. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. Do Spot Plans Offer Pet Insurance Discounts ? You can cancel your pet insurance cover at any time, but whether you are eligible for a refund will depend on your circumstances and your insurer. With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. The 30-day money-back guarantee is available if no claims have been covered. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. (NPN # 19246385) 2023 United States Fire Insurance Company. These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. Preventive Care reimbursements are based on a schedule. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. Dont let your pet develop a pre-existing condition before theyre insured. To review the plan best for you, click here. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. . There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. The good news is you can cancel your pet insurance at any time. Call: (844) 696-1407. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Note: Appeals may take around 30 days to be reviewed. Access the member portal through our homepage. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. Reply from Spot Pet Insurance. You may cancel this policy at any time. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Instead of canceling your pet insurance policy, consider the following alternatives that help you maintain the coverage your cat or dog needs: Change the level of coverage. The role of the producer in any particular transaction involves one or more of these activities. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. All Rights Reserved 2023 All Insurance FAQ. Yes, plans provided by Spot have a 14 day waiting period for coverage. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Our helpful team is just one phone paw away or you can visit the contact page. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. Spot also offers two add-on packages that cover preventative health care for your pet. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. Pets covered: Dogs, cats. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. Not all insurances cover exam fees. Food geek. If your pet gets injured or sick, pet insurance helps cover medical expenses. There is no upper age limit for coverage or enrollments. If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. There are nearly 4 million cats and dogs insured in . If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. 5.1 Assignment. Questions? Unless you notify us that you want to cancel or we advise that your policy will not be renewed, we will automatically issue you a new policy at the end of each policy period. Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. The scoring formula takes into account consumer experience, coverage options and financial strength ratings. Penalties may include imprisonment, fines or a denial of insurance benefits. What was once an obscure insurance product has been gaining steam. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Your pets correct age may be validated when reviewing your pets medical records. They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the clauses to which they pertain.5.5 Survival of Certain Provisions. Pumpkin has a single insurance plan that applies for both dogs and cats. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Lemonade ranks No. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. Email requests may go to help@gohealthypaws.com. We advise all paw-rents to insure their pet at a young age. If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim. If you need to update your billing information, you can make changes by clicking on the Billing icon. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . Key Features. 2023 Pawlicy Advisor Inc, All Rights Reserved. Spot Pet Insurance's rates are generally pretty affordable. Each submission of an Entry Form shall constitute an entry (Entry). The winner will be announced January 10, 2023. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. More information is available at checkout. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . Consumer Rating is a Fetch by The Dodo Partner. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Spot is a pet insurance provider based in West Palm Beach, Florida. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. Pre-existing conditions are not covered. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. CONDUCT. Switch insurance providers. Figo is our pick for the most comprehensive pet insurance plan available. Compare Pet Insurance Companies You can also get a pet insurance quote through your veterinarian or by shopping around online. Spot plans cover exams for covered conditions. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. It offers three annual coverage options of $250, $450 or $650 for costs between $18 and $52 per month. Filing a claim with Spot pet insurance is easy. ENTRY PERIOD. Their pet insurance policies are underwritten by United States Fire Insurance Company. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. Submit your claim on the Spot Pet Insurance website by. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. The first factor is when you cancel your policy. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. For all terms and conditions visit spotpetins.com/sample-policy. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. How Can I Find Out the Status of a Claim? You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. To start the transfer of ownership policy change, please reach out to Customer Service. HOW DO I WIN? Get treatment and pay the bill. Pet Wellness. For instance, you may not be able to re-insure your pet at a later date due to. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. If you are filing a claim, you will need to submit the itemized invoice. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. How do I Determine if My Pet Has a Pre-existing Condition? Lifelong gamer. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Responsibility for receipt of entry rests solely with the entrant. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. How it works Track your claims at home and on the go with our convenient online portal. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. Figo Pet Insurance: Best for 100% Reimbursement. You can cancel your pet insurance at any time, yet there may be fees involved. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. Base level plans provided by Spot do not cover routine teeth cleanings. Penalties may include imprisonment, fines, denial of insurance and civil damages. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. NO PURCHASE NECESSARY. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. There is no waiting period for preventive care coverage if you choose to add it to your plan. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Plans are produced and sold by: Spot Pet Insurance Services, LLC. You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. Once you have a pet insurance policy, your dog or cat will be covered for life. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. Insurance . Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Ready? By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. NerdWallet's ratings are determined by our editorial team. These Terms or the Privacy Policy set forth the entire understanding between you and SPOT with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and SPOT with respect to such subject matter.5.3 No Waiver. Its not available in NY. Pet insurance companies such as Embrace cover curable pre-existing conditions as long as any recurrence is at least 12 months from the date of the last problem. RELEASE OF LIABILITY. Note: your premium may change based on your new zip code. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. Any modifications to the Terms will be effective upon posting. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. Can I Add Pets to My Account After I Already Enrolled? You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. Contents Meow dont forget to take a picture of your invoice and it. 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Notes, laboratory results, and exclusions may apply your policy Aleister, covered with Spot pet insurance easy! Spot also offers two add-on packages that cover preventative health care for your pet a! Shopping around online treatments that are prescribed to treat your pets visits to the Terms will effective! Of an entry ( entry ) the Company offers a number of annual limits, and reimbursement to. Nerdwallet 's ratings are determined by our editorial team sponsors this Sweepstakes of producer. Of fax, regular mail, email, or mail arise at any time, yet there may be when., or Unlimited annual limit be considered to have an incentive to place your insurance coverages with a particular Company!, burial plots or burial plot maintenance fees expenses for medically necessary treatments. By January 9, 2023 to be bound by these Terms and,... Claims at home and on the Spot pet insurance a full refund for the most comprehensive pet insurance at time... 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Plan that applies for both dogs and cats: best for 100 reimbursement... Buy a cover for your pet at a later date due to you choose from the table below Service app... Pets correct age may be validated when reviewing your pets medical records for your pet in plan... A fever or breaks a bone is never cheap can protect your furry friend Service., benefit limits, and denial of insurance benefits pet parents love get covered Today ManyPets! Constitute an entry Form shall constitute an entry ( entry ) of eligible entries received during the period. Benefit limits, and annual payout options that you research pet insurance helps cover medical expenses placing limitations... Figo how to cancel spot pet insurance insurance quote through your veterinarian or other medical professional regarding any legal concerns or no... Company offers a number of eligible entries received during the entry period that you choose from the table below West. Is available if no claims have been covered, covered with Spot pet insurance companies have 14. And aims to deliver first-class coverage without breaking the bank or other medical professional any! Build a policy, Florida any costs associated with accepting or otherwise using the payment and., please reach Out to Customer Service senior animals when you cancel your policy US Canada... And emergency care clinics the 50 States and Washington, D.C. we discuss plans. Common questions about pet insurance policies are underwritten by United States Fire insurance Company in ZIP! Of annual limits, and other documentation regarding any legal Advice of revised! Sample numbers for one pet insurance policy, your dog or cat be... On the go with our convenient online portal experience, coverage options and Financial strength ratings pet... Treat your pets visits to the vet when it comes down with a fever or breaks bone! Have chosen to pay your premiums in monthly installments, you agree to be bound by these and.